More than Mobile Banking: A Taxonomy-based Analysis of Mobile Personal Finance Applications.

Research output: Contribution to conferencePaperResearchpeer review

Authors

External Research Organisations

  • University of Göttingen
  • San Francisco State University
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Details

Original languageEnglish
Pages179
Publication statusPublished - 2021
EventPacific Asia Conference on Information Systems - Dubai, United Arab Emirates
Duration: 12 Jul 202114 Jul 2021

Conference

ConferencePacific Asia Conference on Information Systems
Abbreviated titlePACIS
Country/TerritoryUnited Arab Emirates
CityDubai
Period12 Jul 202114 Jul 2021

Abstract

Mobile personal finance applications cannot only assist users in daily personal finance activities, e.g., mobile banking, but can also guide users to optimize long-term financial decisions. Still, research lacks a rigorous classification of this critical mobile commerce domain. We provide insights by developing a taxonomy and conducting a cluster analysis of mobile personal finance applications. We classify 170 mobile personal finance applications into twelve dimensions, combining a technical artifact perspective with a financial services perspective. Additionally, we empirically identify ten distinct clusters of archetypical application configurations. While we classify the field and give inclinations for future research, financial service providers and application developers can understand their competitors and use our insights to improve their applications. Potential users of these applications can use our findings to select mobile applications to optimize their personal finance endeavors.

Cite this

More than Mobile Banking: A Taxonomy-based Analysis of Mobile Personal Finance Applications. / Torno, Albert; Werth, Oliver; Nickerson, Robert C. et al.
2021. 179 Paper presented at Pacific Asia Conference on Information Systems , Dubai, United Arab Emirates.

Research output: Contribution to conferencePaperResearchpeer review

Torno, A, Werth, O, Nickerson, RC, Breitner, MH & Muntermann, J 2021, 'More than Mobile Banking: A Taxonomy-based Analysis of Mobile Personal Finance Applications.', Paper presented at Pacific Asia Conference on Information Systems , Dubai, United Arab Emirates, 12 Jul 2021 - 14 Jul 2021 pp. 179. <https://aisel.aisnet.org/pacis2021/179 >
Torno, A., Werth, O., Nickerson, R. C., Breitner, M. H., & Muntermann, J. (2021). More than Mobile Banking: A Taxonomy-based Analysis of Mobile Personal Finance Applications.. 179. Paper presented at Pacific Asia Conference on Information Systems , Dubai, United Arab Emirates. https://aisel.aisnet.org/pacis2021/179
Torno A, Werth O, Nickerson RC, Breitner MH, Muntermann J. More than Mobile Banking: A Taxonomy-based Analysis of Mobile Personal Finance Applications.. 2021. Paper presented at Pacific Asia Conference on Information Systems , Dubai, United Arab Emirates.
Torno, Albert ; Werth, Oliver ; Nickerson, Robert C. et al. / More than Mobile Banking : A Taxonomy-based Analysis of Mobile Personal Finance Applications. Paper presented at Pacific Asia Conference on Information Systems , Dubai, United Arab Emirates.
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