CJEU: The Rating of a Natural Person's Creditworthiness by a Credit Rating Agency Constitutes Profiling and Can Be an Automated Decision under Article 22 GDPR

Publikation: Beitrag in FachzeitschriftArtikelForschung

Autoren

  • Jan Horstmann

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Details

OriginalspracheEnglisch
Seiten (von - bis)117-123
Seitenumfang7
FachzeitschriftEuropean Data Protection Law Review
Jahrgang10
Ausgabenummer1
PublikationsstatusVeröffentlicht - 22 Mai 2024

Abstract

Article 22 (1) of Regulation (EU) 2016/679 (General Data Protection Regulation) must be interpreted as meaning that the automated establishment, by a credit information agency, of a probability value based on personal data relating to a person and concerning his or her ability to meet payment commitments in the future constitutes ‘automated individual decision- making’ within the meaning of that provision, where a third party, to which that probability value is transmitted, draws strongly on that probability value to establish, implement or terminate a contractual relationship with that person.

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CJEU: The Rating of a Natural Person's Creditworthiness by a Credit Rating Agency Constitutes Profiling and Can Be an Automated Decision under Article 22 GDPR. / Horstmann, Jan.
in: European Data Protection Law Review, Jahrgang 10, Nr. 1, 22.05.2024, S. 117-123.

Publikation: Beitrag in FachzeitschriftArtikelForschung

Horstmann J. CJEU: The Rating of a Natural Person's Creditworthiness by a Credit Rating Agency Constitutes Profiling and Can Be an Automated Decision under Article 22 GDPR. European Data Protection Law Review. 2024 Mai 22;10(1):117-123. doi: 10.21552/edpl/2024/1/17
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